A micro-payment service designed to make it easy to pay for low-cost services
from a mobile phone has been launched in the UK with the support of all licensed
UK mobile operators.
Payforit
was announced in March last year, and was developed with the backing of
Vodafone,
Orange,
3,
O2 and
T-Mobile
to promote a trustworthy and consistent standard for paying by mobile phone.
The new platform allows users to make small one-off payments or set up
subscription services via their phone.
Payforit removes the need for a credit card or bank account as the cost is
added to the user's bill or deducted from a pay-as-you-go balance.
The system is managed by licensed third parties and aims to add a consistent
interface regardless of the user's handset or network operator, helping to
remove the confusion created by current payment options.
Payforit is similar to online payment schemes such as
PayPal or
Google
Checkout. The user clicks on the Payforit link and is presented with an
authorisation page to make the payment. An information screen then provides
details about the purchase.
Mobile users have steered clear of mobile payment systems so far owing to
uncertainty about the total cost involved and the confusion created by each
different platform.
"Payforit is about opening up the micro-payment choices, but it is not a tot
al cash replacement," said Mike Short, chairman of the
Mobile
Data Association.
"It is for those customers who have not felt comfortable with mobile
transactions or payments."
Payforit will initially support payments of under £10 for services such as
train tickets, ring-tones, games, maps and other mobile content.
The scheme is expected to expand to offer a wide range of other payment
options including purchasing good from online stores.
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