A national centre where consumers can report crimes such as identity and card
fraud is to be set up in the UK.
Acting on the recommendations of
the
2005 Fraud Review, the Government announced in yesterday's
Comprehensive
Spending review that it will add an additional £11m by 2010-11 to establish
a National Fraud Reporting Centre.
Last year more than 170,000 cases of identity fraud were recorded by the
Government but currently there is no single point of contact for consumers who
find themselves victims of such crime.
One problem is the crime is a broad one, covering identity theft and credit
and debit card crimes amongst others. The consumer is not considered by the
authorities to be the victim when these crimes occur as generally they don't
suffer financial loss; the 'victims in the eyes of the law tend to be the banks
or companies who bear the financial brunt.
It doesn't help that the Home Office changed the reporting procedures on 1
April this year, so that the public is no longer meant to report card crime to
the police; only their bank.
Fraud screening company
The 3rd
Man said while it welcomed the proposals, the authorities need to clearly
define what crimes they consider as identity fraud.
The company's managing director Paul Simms said: "What exactly do they mean
by identity fraud? There is, for example, a difference between identity theft
and credit card fraud and the Government needs to clarify what it means by this
term 'identity fraud' and these new bodies need to involve retail, the banks and
consumers to clarify these crimes.
"We have seen the broad outline for the setup for this centre but they need
to involve more people in getting the goals right."
The plan for this centre to be managed by a lead police force centred on the
City
of London Police and, according to the
Attorney
General's office, have input from the
Metropolitan
police. To ensure overall co-ordination and strategy, there will also be a
National Fraud Strategic Authority.
The news also follows calls by MPs for an "identity fraud tsar". Last week
the
All
Party Parliamentary Group on Identity Fraud (APPG) presented its final
report to the Government saying someone should be appointed to monitor and
coordinate attempts to combat these crimes.
The APPG also called for tougher sanctions on businesses that put people's
personal information at risk; including giving the
Information
Commissioner stronger powers to deal with breaches of the Data Protection
Act (DPA).
Tony Neate, managing director,
Get
Safe Online supported the APPG's recommendations. He said: "Get Safe Online
supports any initiative that heightens people’s awareness of the need for online
security.
"This awareness would only be further enhanced by the appointment of a person
specifically responsible for fraud in general, particularly, online fraud."
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